Thus, insurance companies don’t provide cost controls. The very important benefit they provide is dampening the volatility of health expenditures over your lifetime by spreading the risk across a pool of plan participants. …. Consequently I carry no dental plan, and I have one of the top 50 dentists in Houston to serve me. johndewey. “clearly costs have been driven up as more and more people have obtained insurance .” Clearly costs have been driven up as: …
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Milton Friedman on Health Insurance
